NSB Blog

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Fall 101: Bonfire Essentials

Posted on September 30th, 2015 in Financial Tips by NSBblogger |


As we discussed in our last blog post, fall provides a number of experiences that are distinct to the season and to being an Iowan. One of the items on our Fall Bucket List was a bonfire night.

Living outside of major cities affords us and those in our community more freedom to have a bonfire. Whether you’re looking to have a huge, raging bonfire or smaller fire, there are some essentials you should bring along aside from what you’ll need for the fire.

Take a look through our list and see what all you would add.

Background music– wherever you hold your bonfire night, you’ll definitely want some tunes to set the atmosphere, whether you want something more mellow for a relaxed night or more upbeat music for more of a party feel.

S’mores supplies- when the fire begins to die down, break out the marshmallows to make s’mores. Be sure to bring straightened out hangers, graham crackers and chocolate too.

A cooler for beverages– a true bonfire last for awhile, so be sure to have a cooler or two full of beverages to keep your thirst quenched as the sun sets.

Lanterns and flashlights– because sometimes the light from the fire isn’t enough.

A lawn chair or two– just in case there aren’t enough logs or benches for everyone to sit on.

A few cozy blankets– for sitting on the ground or wrapping around you on a particularly cold night.

A first aid kit- while bonfires are meant to be fun or relaxing, there are also a lot of ways people can get hurt. Be prepared with a first aid kit.

Corn Hole (Bags) boards- c’mon, it’s Iowa in the fall. It’s practically a sin to have four or more people together without having Corn Hole available to play.

What would you add to the list?

If you’re planning a bonfire night of your own, be sure the above items make your list of essentials. Above all else, be sure to stay safe and have a great time!


Northeast Security Bank, member FDIC

What’s on Your Fall Bucket List?

Posted on September 16th, 2015 in Financial Tips by NSBblogger |


“I’m so glad I live in a world where there are Octobers.” -Anne of Green Gables


Even though we aren’t quite to October, we can’t help but feel the start of autumn creeping up on us. Maybe you’ve felt it to: the distinct smell in the morning, the crisp bite of the cooler air.

Fall is an amazing time in Iowa, and we want you to experience it to the fullest. With that in mind, we’ve created a Fall Bucket List, a list of items that are essentials to experience from late September through November in Iowa.

Give it a read and start planning out your own bucket list for the fall!

Visit an apple orchard– there are two great options for this very close by. East View Orchard in Fredericksburg, and Apples on the Avenue in Nashua.

Bonfire– add that classic fall smell to your sweatshirt or jacket by having a bonfire with your neighbors and friends.

Tailgating– regardless of your athletic allegiance, tailgating is distinctly a fall activity. Get a group of friends together and have everyone bring something to help split up the cost.

Pumpkin patch– not only are pumpkins an essential for Halloween, but the make great decorations the whole season. You can also toast the pumpkin seeds for a delicious and nutritious snack. In Decorah, check out Pinter’s Gardens & Pumpkins; for those who live in and around Sumner, Fredericksburg and Fairbank there are more than enough family farms who grow and sell pumpkins, so just ask around!

Jump in a pile of leaves– you used to love doing this as a kid, but just because you’re grown up doesn’t mean you can’t join in the fun. Get the family together to rake the yard and take a break in the leaves.

Make apple cider– use the apples you got at the orchard to brew your own batch of homemade apple cider. This simple and cost-efficient apple cider recipe is easy to follow and will make you look like Martha Stewart in the eyes of your family.

Eat pumpkin pie– whether you decide to go homemade or buy a ready-made pie from the store, pumpkin pie is a fall essential that you don’t have to wait until Thanksgiving to eat.

Friday night lights– Friday night high school football is as fall and American as you can get. Be sure to get out there this fall to cheer on your local high school team!

Corn maze– get lost in the stalks at Pinter’s Gardens & Pumpkins in Decorah for a day or evening of fun.

Make chili– as the temperatures begin to drop, a hearty, hot dinner of chili is totally satisfying. Here are a bunch of different varieties to try depending on your taste preferences.

What other things would you add to the list? There are tons of fun things to do around our communities during the fall that won’t have you breaking your budget. Try some of the above ideas to experience fall in Iowa while having a ton of fun at the same time!


Northeast Security Bank, Member FDIC

Back to School for College Students

Posted on August 19th, 2015 in Communities, Customer Service, Financial Tips, Savings by NSBblogger |

Typing  numbers for income tax return with pen and calculator

Although you do not want to believe it, school will be back in session before we know it. Most state colleges will be back in session within the last week of August and private colleges start soon after. Today’s Northeast Security Bank blog is focusing on getting you financially ready with all of the resources we have available, before heading back to college.

Get your finances ready for back to school season with Northeast Security Bank resources-

Online Banking– Don’t have online banking yet? You can easily sign up for online banking through our website. With online banking, you can check balances, transfer from different accounts and manage your transactions. You can use our website anywhere you wish go to school, so you don’t have to be inconvenienced by coming home for your banking needs.

Mobile Banking– Using your phone, you can use our mobile banking to make transfers and all of your other banking needs. You will need to sign up for mobile banking through the online banking portal on our website. Mobile banking goes where you go, so it is especially convenient while you are near or far away at school.

Mobile capture– Earlier this month, we talked about the roll out of mobile capture to our mobile banking app. Mobile capture allows you to take a photo of a check to be deposited to your account at Northeast Security Bank. While away at school, you won’t have to worry about mailing a check home to be deposited or finding an ATM.

ATM Deposit– Did you know that you can use any ATM that offers deposit services to deposit a check into your NSB account? Even though our bank may not be where school is, this is convenient if you have multiple checks and you stumble upon a different bank’s ATM with deposit services.

Northeast Security Bank wishes you well during this school year and hope these financial tips can help you prepare for the school year ahead.

Simplify Your Financial Life

Posted on August 5th, 2015 in Financial Tips, Savings by NSBblogger |

Closeup on man`s hands writing a check

When you think of your financial life, simple is not a word that comes to your mind. It’s Simplify your Life Week and Northeast Security Bank is bringing you ideas to accomplish simplifying your financial life.

Simplify your Financial Life with these tips:

  • Pay off your credit cards- especially if you have debt issues or carry high balances. Pay it off, shred your statements and say goodbye to paying interest on your balances. You will simplify your payment ways and relieve yourself of stress.
  • Budget with pen and paper- if you can’t write out your budget, it’s too complex. Writing it out helps you understand where your money is going and can decrease wasteful spending.
  • Focus on one goal at a time- regardless if you’re attacking your debt, saving for a down payment or building an emergency fund, commit to the one goal until it’s met.
  • Consolidate accounts and loans- this goes for checking, savings and retirement accounts. Fewer accounts = less time wasted managing them. Consolidate your loans so you are having to remember less payment dates.
  • Experiment with money “hacks”- try out “no spending days” or create a 30-day list for must-have purchases. If you don’t need them after 30 days, you don’t need them.
  • Think big picture- forget about monthly payments, how much will that new big screen cost in your lifetime? Thinking “total cost” will help prevent impulse spending.
  • Package services- package your insurance needs, phone/data services, etc. with one company. This reduces confusion with payments and usually results in a discount. Also, make a list of what you need before you start shopping to eliminate unnecessary add-ons.

Budgeting, consolidating and simplifying will help you organize your life and become less stressful. Northeast Security Bank hopes you are able to simplify your financial life this week.

The New Innovation Station at Northeast Security Bank

Posted on July 29th, 2015 in Bank Services by NSBblogger |
Northeast Security Bank’s Innovation Station is another way for us to make banking easier for you.

Northeast Security Bank’s Innovation Station is another way for us to make banking easier for you.


At Northeast Security Bank we are committed to providing our customers with the latest and greatest in banking technology. With these new and innovative technologies, it may be difficult to understand how to use all of these different technologies. We understand your difficulties, so we have opened an Innovation Station for people of all ages at our Innovation Station. (more…)

Tap, Snap, Deposit: New Addition to Mobile Banking

Posted on July 15th, 2015 in Mobile Banking by NSBblogger |
Northeast Security Bank hopes the Mobile Capture on our mobile app will improve your experience with using our banking services.

Northeast Security Bank hopes the Mobile Capture on our mobile app will improve your experience with using our banking services.


Northeast Security Bank strives to bring you the latest banking technology for your convenience. Our mobile app for smart phones allows you to check your balances, submit transfers and view transactions all in one convenient place. We always try to make our services better, so there has been an addition to our mobile banking application: Mobile Capture! (more…)

Wedding Day Expenses- Things to Expect When you’re a Guest

Posted on June 24th, 2015 in Communities, Savings, Travel by NSBblogger |

Beautiful wedding set up in Phuket Thailand

Getting invited to a wedding is an exciting opportunity to see friends you haven’t in a while and celebrate family and friends while they head into a new life journey. Northeast Security Bank hopes your experience as a guest at a wedding is exciting, but we also want to prepare your wallet for the potential costs associated with attending.

Wedding day expenses as a guest:

Out of town wedding– Prepare for the cost of booking a hotel. Hotel rooms can run anywhere from $75 a night to upwards of $200 per night. If you are heading to a town where you have relatives, don’t be afraid to give them a call and see if you can stay at their place. They would likely love to see you while you’re in the same area for a wedding.

Gift– When attending a wedding, it is proper etiquette to get a gift for the bride and groom. Wedding registries can easily be accessed online so you can budget for what gift you plan to give. There’s no need to go overboard and spend hundreds of dollars on a gift, it is more the thought that counts in wedding gift giving.

Drinks and tips– Depending on the wedding, be prepared for the possibility of having to pay for your own drinks. It is normal at a reception after the ceremony for the meal to be included, but drinks are not guaranteed. Be sure to have cash because most bars at weddings are cash bars. Don’t forget to tip the servers at the wedding as well.

Weddings are a fun and exciting experience, but don’t blow your weekend budget carelessly this summer during wedding season. Northeast Security Bank is here for your budget questions and financial needs. Contact us today to learn more about our services.

BBQ on a Budget

Posted on June 12th, 2015 in Entertaining by NSBblogger |


Hosting a summer BBQ doesn’t mean you have to break the bank to impress your peers. Northeast Security Bank is bringing you tips and tricks for hosting a summer barbeque on a budget. You can easily entertain guests without breaking budget this summer with extravagant foods and drinks. Here are a few tips to save you money this summer if you plan to host a summer barbeque on a budget.

BBQ on a budget-

Less is more when it comes to meat– When having your friends over, they don’t expect you to provide steak and chicken for everyone. You can watch local grocer ads for sales on burgers, brats and hot dogs. If it’s a special event, you could ask everyone to chip in for more expensive meat like steak and chicken. Or have a party and make it clear to have everyone bring their own meat. If you have plans to make kabobs, add more grilled vegetables than meat to lessen the expense of meat.

Ask guests to bring sides– A potato salad or macaroni dish goes a long way when it comes to feeding a larger group of people. You could also ask your guests to bring a side dish to the barbeque to make the event less stressful on your wallet. If you do not want to have others bring sides to the party, you can easily find budget-friendly side dishes to make on Pinterest.

Utensils and plates– With a little bit of time and thought, you can stick within your budget when it comes to plates and utensils. If you’re comfortable, you can use the plates and utensils you already have on hand in your home. If you’re not comfortable with that, the local dollar stores have utensils and paper plates available in different colors and designs.

Northeast Security Bank wants your barbeque on a budget at your home to be a success, so stop in today to learn about our savings accounts and Find your Way Home Program.

How to Plan a Vacation without Breaking the Bank

Posted on May 27th, 2015 in Savings, Travel by NSBblogger |

With summer around the corner, you may consider planning a summer getaway for the family or just you and your spouse. Summer is an ideal time for travel because the weather is warmer and travel prices are a bit more reasonable, depending on when you decide to go. Northeast Security Bank has a few ideas on how to plan a vacation without breaking the bank.

Vacation on a budget:

  1. Set a budget. Before you consider going anywhere, be sure to have the money saved and decide how much you are willing to spend. If you have an idea of what kind of vacation you want to go on before you start the planning process, it will help you know how much money needs to be budgeted for the trip.
  2. Utilize online travel resources. The Internet is a great resource for deciding where to go, when to go and the best locations for the kind of trip you’re looking for. Sites like Cheap Caribbean, Home Away and Expedia can help you find less expensive accommodations. Each site is tailored to the destination you’re looking for. By using online resources, you can save time and money.
  3. Travel in a group. If you want to take the kids to the beach, ask other families if they would be interested in taking the trip as well. Splitting the cost with another family can make a difference in cost. You will also have more money to spend on fun activities.
  4. Consider being flexible with your dates. Flexible dates means that you are willing to change your trip dates to find a cheaper rate at a hotel or you may be able to upgrade to a better destination. Flexibility will enable you to stretch your budget.

Northeast Security Bank hopes you are able to plan a fun and relaxing vacation this year. Be sure to let us know if you have travel plans so we can monitor debit card activity more accurately.



Spring Cleaning to Save Money

Posted on May 13th, 2015 in Savings by NSBblogger |

cleaning equipment in a bucket isolated on white

The month of May brings blooming flowers and true signs of spring turning into summer. Although spring started in March, it is never too late to consider spring cleaning.

Spring cleaning can save you money if you take the time to clean out your closets, attic and basement of your home. You never know what you’ll find that could be worth money.

Clean out your closet to make quick cash. If you don’t want the work of a garage sale, then consignment stores and resale shops are your best bet for getting money from clothing. The best strategy for getting the most money from reselling clothing is to sell back clothes that are in season.

If you go through your closet and wish to get rid of some fall and winter clothes, store them away to sell before those seasons start. If you sell clothes that are in season and in style, you will likely get more than selling off season clothes.

Your basement is an ideal place to store old furniture or belongs that you don’t want lying around the house. Unfortunately, this pile of items just keeps adding up. Now is the time to look through this pile of old items and see what can be sold at a garage sale, on eBay or Craigslist. You may have antique collectibles that others would be interested in purchasing. Taking the time to clean out this area can help you make a little extra money.

Ditch the old electronics and trade them in for gift cards to various retailers. Bigger stores like Best Buy and online retail giant, Amazon offers gift cards for older iPads, laptops and cell phones. Check into these programs to see if your old electronics qualify for gift cards.

However you clean your home this spring, you may find something that can may be worth some money to help you boost your savings before the busy summer.

Northeast Security Bank is here for your personal and business banking needs. Contact us today to learn more about our services.