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Money and Matrimony: How to Combine Your Finances

Posted on September 21st, 2016 in General by vgmforbin |

Combining Finances

 

Finding your perfect person can make you feel like you’re on top of the world. However, after the ceremony, reception, and honeymoon, you and your sweetheart may begin to feel the stress of money management. Combining two lives into one takes time. The same is true with your finances. Together you’re now responsible for the well-being of each other, one penny at a time.

 

First things first.

Before you start making any decisions or budgeting plan, sit down with one another and have an honest discussion of your financial goals and struggles. Having a transparent partnership where you work together to achieve financial success, will ensure you two view finances as team effort instead of a me versus you mentality. Once you’re aware of each other’s debts and savings goals, you can begin to make a plan on how to best achieve your joint financial freedom.

 

Always put it in writing.

A plan is the perfect place to begin your new financial journey. With your savings goals in mind, you can tailor a budget to both pay off debt, and efficiently save for long-term goals. No matter if it’s on your household computer, shareable Google Doc, or simple a written chart in the office, having an accessible budget can help you check and balance your spending throughout the month.

 

What’s yours is mine.

Putting your money where your mouth is has never been truer than in marriage. Becoming one not only means a ring and shared life, but combined finances as well. Setting up a joint checking account is a great first step in managing your funds together. This account should be delegated to all household spending such as rent, utilities, groceries, and other combined expenses. By having an account you both contribute to, you can ensure that these funds are accumulated for joint expenditures only.

 

Remember to be yourself.

While being married is about doing many things together, it also means being comfortable apart. Some hobbies may be unique to you and your personality, while others you two may enjoy together. Take this into account when creating your budget, and allocate an “allowance,” for each person every month. These funds can be spent on anything from movies to makeup, or you each can save your funds for a purchase of your own choosing. This is a great tool to help you both enjoy your own independence while still being conscious of your joint spending.

 
If you have other questions on budgeting, savings, or checking accounts, drop us a line, or stop by today!

What Your Birth Order Says About Your Money Management

Posted on August 24th, 2016 in Personal Finances, Savings by vgmforbin |

Money Management

 

Every family knows there’s a difference between the various siblings, but why is that? Many psychologists agree, birth order plays a large role! Each member of your family is generally rooted in one of four personality types which help define their core behaviors and beliefs. Discover how these traits can translate to your money management style at Northeast Security Bank.

 

First Born: Typically the leader of the family, first borns are strong minded and organized with a heavy protective tendency. Many of those born first err on the side of caution, creating savings accounts for emergencies and unexpected situations. This sibling tends to enjoy being in charge and knowing all the variables. Any expenses, debts, or other monthly bills will be allocated and prepared accordingly. First borns tend to work towards their dreams, and may have the downfall of taking a financial risk to do so.

 

Middle Child: Always the people pleaser, middle children are most known for helping others. If you need an extra buck or two for lunch, this sibling will the first to lend a hand. Often on the rebellious side, the middle child may be more apt to invest in some riskier stocks, but depending if they pan out, it could make financial sense in the long run. Typically talkative and social, many middle children challenge the norm and create new versions of savings schemes. This sibling will be the first to try the next and best retirement plan before storing away long term savings.

 

Last Born: Optimism, attention, and organization generally drive the youngest of the siblings. After learning from the mistakes of the older members of the family, this child typically has most financial questions answered before ever needing to ask. This sibling will be the guru of rewards points, always finding the best perks and benefits for various programs. Always looking on the bright side, the last born is compelled to live the best of their life now, assured the future will work itself out later.

 

Only Child: Frequently told they’re mature for their age, the only child is known for their leadership, sophistication, and drive towards perfection. The typical only child will have a detailed account record with meticulous payment upkeep. These individuals strive to be the best, and are determined to achieve their goals. Expect them to have a strategic savings plan, retirement investing, and a well-rounded home improvement fund. Always up for a challenge, only children can often be great investors seeking out the best stock options for their needs.

 

No matter your place within the family tree, you’ll always have a financial partner with Northeast Security Bank. Whichever goal you’re aiming to tackle next, we’ll help you achieve it!

 

The Real Cost of a Fixer Upper

Posted on August 10th, 2016 in Financial Tips, Loans, Mortgages by vgmforbin |

Mortgage

 

Throughout your real estate search, you’ve probably asked yourself the infamous question, “What would Chip and Joanna do?” With HGTV’s Fixer Upper series gaining popularity, more and more families are looking to buy inexpensive fixer uppers to fulfill their home buying dreams. Filled with projects, setbacks, and endless design potentials, these diamonds in the rough come with their own unique set of pros and cons. Luckily, Northeast Security Bank is here to help you discover the true cost to working through your own fixer upper.

 

Every home has different needs, but these are some key expenses you’ll need to plan for when purchasing a fixer upper:

 

  • Realtor Fee: if you’re selling your current property, be prepared to fork over the 6 percent fee to have your home sold. Ideally you’re looking to sell your home for a higher dollar than you purchased it for, but this is not always the case. Be sure to have some funds in reserve just in case you have to cover the realtor fee out of your own pocket.
  • Construction Costs: Typically divided into two billing arenas, you can expect to either pay one lump sum, or a calculated cost of labor, materials, and an added profit margin. Expect to pay $100-$200 per square foot of intensive renovation work.
  • Materials: The more upgrades you want, the faster your price will climb. While simply getting the property up to speed is a task all its own, creating your own customized space inside will continue to add dollars and cents to your overall bill.
  • Furnishings: Depending on the format of your last home, you may be upgrading your furniture in this new abode. After various searches and bargain finds, you’ll still need to tuck away and extra some extra funds to ensure you can furnish the home once it is finished.
  • Landscaping: Now that the house is complete, it’s time get to work on the curb appeal – and it isn’t cheap! With an average price tag of $5,000, finishing your home with a completed landscape design can also add to the overall budget.

 

Altogether, purchasing a fixer upper may cost about the same as a newer home purchase after the cost of renovations. The advantage to these love-needing homes however, is their potential for customization, and creating the ideal home for you and your family. If you’re looking to repair or update your next home, consider financing through one of our structured home improvement loans. Our experienced mortgage lenders are here to help you every step of the way!

Small Business Feature: River City Rides

Posted on August 3rd, 2016 in Small Business Feature by vgmforbin |

Small Business

Centrally located in Northeast Iowa, River City Rides makes finding your next auto purchase a breeze. Run by husband and wife team, Russ & Deb Myers, this hometown business is built upon a loyalty and responsibility.

Providing the Fairbank community with reliable cars and trucks for over a decade, this dynamic duo loves nothing more than being a part of their local community. With exciting events each year such as the Fireman’s Dance and Fairbank Days, growing their business in Fairbank has been an easy and successful decision.

“We’ve traveled all over the U.S. and there’s really no place like home,” said Deb.

Whether you’re searching for your teen’s first car, or a reliable hybrid for yourself, the experts down at River City Rides are here to help you find the ideal fit for you and your family’s needs. Give them a call or stop by today!

Northeast Security Bank loves working with small business owners just like Russ & Deb! With custom commercial financing, credit and debit cards, convenient online services, and business checking we have everything you need to turn your next business idea into reality.

“They’re friendly and trustworthy. You can walk in or call and be able to talk to the person you need. ” shared Deb.

Northeast Security Bank is proud to feature local small businesses in our monthly blog. If you or a business you know would like to be featured please contact Marcy Bergman at MBergman@northeastsecuritybank.com.

 

 

Tips for the Fayette County Fair

Posted on July 26th, 2016 in General by vgmforbin |

Iowa Fair

We at Northeast Security Bank are excited for another amazing county fair! This summer be sure to pack your sunscreen and enjoy a plethora of outdoor activities. With everything from 4-H & FFA Shows, to Grandstand Concerts, West Union will be the place to be this July! Be sure you stick to these key fair tricks to get the most out of your Fayette County Fair experience.

 

  1. Check the weather. Ensure you’re dressed properly for the day and bring sunscreen, umbrellas, or sunglasses when necessary.
  2. Stay hydrated. Nothing ruins a great day like a heat related illness. Avoid this issue and drink water throughout the day.
  3. Plan ahead. Check out the fair schedule to see which events peak your family’s interests. You can join in on fun competitions, shows, and exhibitions each and every day of the fair if you like!
  4. Wear comfortable shoes. With countless activities, and plenty of excitement, you’ll want to explore everything the Fayette County Fair has to offer. Be sure your feet can keep up by steering clear of flip flops or heels and stick to walking-friendly shoes!
  5. Soak it all in. The county fair happens only once a year, so savor the moments! Between the kids’ contests, fair food, and incredible shows, you’ll want to remember these days for years to come. Keep your phone and camera on hand to ensure you don’t miss a beat.

 

Whether this your first Fayette County Fair or your 50th, Northeast Security Bank is excited to help you experience it! Plan out your family’s finances before you go, with our convenient Online Banking! Ask us how to get started today.

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Schedule of Events

Tuesday, July 22

1:00 PM                                4-H & FFA Pet Show – Near Dance Pavilion

1:30  PM                               4-H & FFA Dog Show – Near Log Cabin

 

Tuesday, July 26

9:00 AM                               4-H & FFA Horse & Pony Show

10:00 AM                             Open Class Baked & Canned goods

                               Open Class Textile Judging – 4-H Building

                               Open Class Photography Judging – Floral Hall

                               Open Class Arts & Crafts Judging – Floral Hall

10:00 AM – 9:00 PM         4-H Building Open

10:30 AM                             Commercial Building Open

12:30 PM                             4-H & FFA Meat Goat Show

1:30 PM                               Open Class Flower & Plant Judging – Floral Hall

Open Class Grain, Fruits & Vegetable

2:00 PM                                Daily Story Hour at Schoolhouse

3:00 PM                                4-H & FFA Breeding & Market Sheep Show

5:00 PM                                Bake Sale of all Entries

6:00 PM                                Open Hog Show

                                                Beer Garden Opens

7:00 PM                                Watermelon Feed

                                                Queen Contest & Pie Auction – Grandstand

9:00 PM                                Karaoke by Ultimate Entertainment

 

Wednesday, July 27

8:00 AM                               4-H & FFA Swine Show

10:00 AM – 9:00 PM        4-H Building Open

10:30 AM                             Commercial Building Open

12:30 PM                             4-H & FFA Poultry Show – Round Barn

1:00 PM                                Antique Shaving Program followed by Cookie and Lemonade at Log Cabin

2:00 PM                                Daily Story Hour at Schoolhouse

3:00 PM                                4-H & FFA Rabbit Show – Round Barn

6:00 PM                                Bill Riley Talent Show – Dance Pavilion

7:00 PM                                Calf & Chicken Scrambles, Mutton’ Bustin and 1,000 Free Burgers in Horse Arena – Freewill Donation

 

Thursday, July 28

9:00 AM                               4-H & FFA Beef Show

9:30 AM                               4-H Hosts Day Camp – Preregistration required, call 563-425-3331

10:00 AM – 9:00 PM        4-H Building Open

10:30 AM                             Commercial Building Open

11:00 AM-7:00 PM           Face Painting

12:30 PM                             Spelling Bee @ Schoolhouse

1:00 PM                                Nick’s Kids Show

1:00 PM – 4:00 PM           Mr. Nick & Balloon Show

2:00 PM                                Daily Story Hour at Schoolhouse

4:00 PM                                Health Fair & Bike Blender

4:00 PM – 7:00 PM           Beer, Wine, and Cheese Tasting & Salsa Contest – Floral Hall

5:30 PM                                Fayette County Hot Day 5K Registration

6:00 PM                                Open Beef

6:00 PM – 9:00 PM           NAPA Show & Shine Car Show

6:30 PM                                Hot Day 5K Race Starts

7:00 PM                                Christian Concert – Freewill Offering

8:00 PM                                Beer Garden – Video DJ Tommy Friend

Shows All Day Dexter Braun – Log Carver

 

Friday, July 29

8:30 AM                               4-H & FFA Bucket/Bottle Calf Show followed by Dairy Goats

9:30 AM                               4-H Hosts Day Camp – Preregistration required, call 563-425-3331

10:00 AM – 6:00 PM        4-H Building Open

10:00 AM                             4-H & FFA Dairy Show

10:30 AM                             Commercial Building Open

11:00 AM – 7:00 PM        Face Painting

12:30 PM                             Spelling Bee at Schoolhouse

1:00 PM                                Nick’s Kid’s Show

1:00 PM – 4:00 PM           Mr. Nick & Balloon Show

2:00 PM                                Daily Story Hour at Schoolhouse

3:30 PM                                Kiddie Tractor Pull

7:00 PM                                GRANDSTAND – Corn Belt Clash Series

8:30 PM – 12:30 AM        Forgotten Highway – Beer Tent

Shows All Day Dexter Braun – Log Carver

 

Saturday, July 30

9:00 AM                               Blue Ribbon Dairy Show

Open Horse Show – games only

10:00 AM – 6:00 PM        4-H Building Open

10:00 AM                             4-H Style Show and Awards – Dance Pavilion

10:30 AM                             Commercial Building Open

12:00 PM                             Kiddie Calf Show

1:00 PM                                Clover Kids Graduation

2:00 PM – 4:00 PM           Band in Bandstand

3:00 PM                                4-H & FFA Achievement Auction & Log Carving Auction

6:00 PM                                Gates Open for GRANDSTAND Concert

7:00 PM                                GRANDSTAND – Easton Corbin with Special Guests Forgotten Highway

Following Concert – Forgotten Highway in the Beer Tent

 

Sunday, July 31

8:00 AM                               All Exhibitors Released

9:00 AM                               Tractorcade

1:00 PM                                GRANDSTAND – DEMO DERBY

1:00 PM – 4:00 PM           Post Fair Clean Up

Your Guide to the Bremer County Fair

Posted on July 19th, 2016 in General by vgmforbin |

Iowa Fair

Each year the Bremer County fair offers fun family-friendly entertainment and education. Northeast Security Bank is excited to celebrate this exciting event in Waverly, Iowa once again! Before you start planning your week’s events, take these must-try activities into consideration!

 

  • Combine Demolition Derby: Nothing says summer smashing combines. Running for its 12th consecutive year this is always a fair favorite. Be sure to check out this ground pounding event Wednesday night, and see the competition get crunched!
  • Scrambles: This timeless event pits eager children against speedy chickens, pigs, and calves. Facing off in a heats, the goal behind this game is to get your hands on an animal, and if your child catches one it’s theirs to keep!
  • The Fine Arts Exhibit: Filled with delicious baked goods, stunning photography, and meticulous crafts this area will inspire you towards your future projects!
  • 1000 Pork Burger Giveaway: Who doesn’t love juicy porky goodness? Mouthwatering good, these tasty bites are available Tuesday night on a first come first serve basis – so come early!
  • Mobile Laser Tag: Run across the grass dodging beams from your friends and family. This interactive game will get your heart pumping while you hone in your aim.

 

No matter what your favorite fair activity, Northeast Security Bank wants to help you make it happen! Make your fair plan with the schedule below, and share your favorite fair photos with us on our Facebook page.

 

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Schedule

Sunday, July 17

7:00 PM Coronation of the 2016 Bremer County Fair Queen

Sunday, July 24 – Day Sponsored by Chad Heim Excavating & Trucking

10:00 AM 4-H & FFA Non-Livestock Judging

10:00 AM Entertainment Pavilion Hours

10:30 AM Farm Truck and Tractor Pull

5:00 PM Fine Arts Entry

6:30 PM Crossed Christian Band Service

9:30 PM Family Movie Night

Monday July 25 – Day Sponsored by Bob Tiedt Drainage, INC.

7:00 AM ISU Extension & Outreach & Youth Committee – Breakfast in the 4-H Tent

8:00 AM 4-H & FFA Dog Show

9:00 AM Open Poultry Show

10:00 AM Friendship Quilters of Waverly – Mini Quilt Display

10:30 AM Open Dairy Show

1:00 PM BMX Stunt Show

3:00 PM 4-H Exhibit Building Hours & Commercial Exhibits Open

3:00 PM BMX Stunt Show

3:00 PM Russ’ Kiddie Train

3:30 PM 4-H & FFA Horticulture Judging

5:00 PM BMX Stunt Show

5:00 PM Entertainment Pavilion Hours

7:00 PM BMX Stunt Show

7:00 PM Tough Truck Madness

8:30 PM Street Dance featuring Church of Cash

 

Tuesday July 26 – Day Sponsored by Bremer County Farm Bureau

7:00 AM Breakfast by Flint Hills Resources Shell Rock & Fairbank

8:00 AM 4-H & FFA Horse Show & Goat Show

8:00 AM Exhibit Building Hours

9:00 AM 4-H & FFA Sheep Show

10:00 AM Friendship Quilters of Waverly – Mini Quilt Show

10:00 AM Noah’s Way Exotic Zoo & Pony Rides

1:00 PM Ag in the Classroom – presented by Bremer County Farm Bureau

2:00 PM Kent Family Circus

3:00 PM Outdoor Dutch Oven Cooking Demonstration – Youth Workshop

3:00 PM Commercial Exhibits Open

3:00 PM Caricatures by Kira, Artist Kira Layi

5:00 PM 1000 Pork Burger Giveaway

5:00 PM Darrel the Balloon Man

5:00 PM Entertainment Pavilion Hours

5:00 PM Kent Family Circus

5:00 PM Meeting and Pictures for Non-Livestock Fair Winners

5:30 PM Plum Creek Tumblers

6:00 PM 4-H Carnival & Wristband Special

6:00 PM Kiddie Tractor Pull

6:00 PM Open Heifer and Steer Show and Feeder Calf Classic

6:00 PM Street Dance featuring Whiskey Breakdown

6:00 PM Superior Equipment Carnival

7:00 PM First Aid Awareness by the Bremer Co Farm Bureau

8:00 PM Free Watermelon Feed

8:00 PM Kent Family Circus

8:00 PM The 4-H Splish Splash Bash

 

Wednesday July 27 – Day Sponsored by Midwest Buildings/Ulrich Sales, Monsanto Brands Dekalb – Asgrow Brand Seeds, and UniTube/Universal Industries.

7:30 AM Bremer County & Soybean Association Exhibitor Breakfast

8:00 AM 4-H Exhibit Building Hours

8:30 AM Rooster Crowing Contest

9:00 AM 4-H & FFA Poultry Show

10:00 AM Bremer Co. Historical So. & Genealogy So. & Poor Farm Foundation Displays.

10:00 AM Noah’s Way Exotic Zoo & Pony Rides

2:00 PM 4-H & FFA Pet Show

2:00 PM Hour of the Horse

3:00 PM Creepy Crawlies Hand On Demonstration by the Grout Museum

3:00 PM Commercial Exhibits Open

3:00 PM Iowa Corn Growers Assoc. Biofuels Mobile Learning Center

3:30 PM 4-H & FFA Crop Show/Judging

4:30 PM 1000 Grilled 1/4lb. Hamburgers Give-Away

5:00 PM Super Cold Demonstration & Treat by the Grout Museum

5:00 PM Chrome Cruisers Car Club Show & Shine

5:00 PM Darrel the Balloon Man

5:00 PM Entertainment Pavilion Hours

5:00 PM Superior Equipment Carnival

6:30 PM Karate Demonstration

7:00 PM Combine Demolition Derby

8:30 PM Street Dancing featuring Anthony Koester & Skunk River Band

 

Thursday July 28 – Day Sponsored by P&K Midwest

7:00 AM Grilled Breakfast Burritos by Taco John’s

8:00 AM 4-H Exhibit Building Hours

8:30 AM 4-H & FFA Beef Show

10:00 AM Noah’s Way Exotic Zoo & Pony Rides

10:00 AM Waverly Area Creativity Co-op Activity

12:00 AM Eric Michaels Magic & Illusion

2:00 PM 4-H & FFA Rabbit Show

3:00 PM Adrenaline X Mobile Laser Tag

3:00 PM Commercial Exhibits Open

3:00 PM Caricatures by Kira, Artist Kira Layi

3:00 PM Photography Display of Donna Busch & Kip Ladage

4:00 PM Bottle/Bucket Calf Judging

5:00 PM Darrel the Balloon Man

5:00 PM Entertainment Pavilion Hours

5:00 PM Superior Equipment Carnival

5:30 PM Champions Ridge Presentation Q&A

6:00 PM Cedar Valley Bluegrass

6:30 PM Grand Champion Market Beef Selection

7:30 Scrambles & Pie Auction

9:00 PM Street Dance featuring the Dixie DJ’s

 

Friday July, 29 – Day Sponsored by 105.7 KOKZ, 97.7 KCRR, and Dow AgroSciences & Mycogen Seeds

7:00 PM Breakfast Sponsored by Farm Credit Services of America

8:00 AM 4-H Exhibit Hours

9:00 AM 4-H & FFA Dairy Goat Show

10:00 AM 4-H & FFA Dairy Show

10:00 AM Noah’s Way Exotic Zoo & Pony Rides

10:00 AM Waverly Area Creativity Co-op Activity

11:00 AM Palm Readings with Linda Dietz

1:00 PM Let’s Color Kids Activity

1:00 PM Paint on Canvas by Jodie Victoria

2:00 PM COOK THIS! Culinary Challenge

3:00 PM Commercial Exhibits Open

3:30 PM Double JJ Wranglers – Jim Gates & Jim Meyer

4:00 PM Bovine Obstacle Course

5:00 PM Carnival 2 for 1 Buddy Night

5:00 PM Entertainment Pavilion Hours

5:00 PM Superior Equipment Carnival

5:30 Linda Dietz Hypnosis Show – Mindworks Inc.

6:00 PM Gates Open for Concert

7:00 PM Tributes Extravaganza

9:00 PM Street Dance featuring Back Home Boys

 

Saturday July 30 – Day Sponsored by Harrison Truck Centers and Pioneer Seeds, a Dupont Company

8:00 AM 4-H Exhibit Hours

8:30 AM 4-H& FFA Swine Show

9:00 AM Music Fest

10:00 AM Commercial Exhibits Open

10:00 AM Cute Baby Contest

10:00 AM Noah’s Way Exotic Zoo & Pony Rides

10:00 AM Spinners & Weavers

12:00 PM Entertainment Pavilion Hours

1:00 PM Let’s Color Kids Activity

2:00 PM Champions Ridge Presentation Q&A

3:00 PM Rockford and Ewen – Acoustic Duo

6:00 PM Carnival Wristband Special

6:00 PM Linda Dietz Hypnosis Show – Mindworks Inc.

6:30 PM NTPA Sanctioned Truck & Tractor Pull

8:30 PM Street Dance featuring Urban Legend

 

 

 

Small Business Feature: Costello Diesel Service Inc.

Posted on June 29th, 2016 in Small Business Feature by vgmforbin |

Small Business

Situated on the North side of town, Costellos Diesel Service Inc. provides the community of Fairbank with experienced and reliable service for all their automotive needs. Run by Jim & Mary Costello, this pinnacle business has grown in Fairbank for the past 40 years.

Throughout their decades of service the Costellos have witnessed many kind acts and appreciative gestures by the town citizens.

“We were never more grateful to be located in Fairbank than in January 1998 when we had a fire at our business. The support and encouragement we received from the community, employees, friends, and neighbors was wonderful,” said Mary.

There are many reasons the Costellos love calling Fairbank home. Between the light commute, Island Days,  and one-on-one relationships, there are endless reasons why Jim & Mary enjoy working in the town of Fairbank.

“Since moving to Fairbank almost 40 years ago we’ve seen many changes which have kept the town alive and growing. It’s a community working together can accomplish,” Mary commented.

If you run into truck troubles, and need a fix, be sure to call Jim & Mary at Costellos Diesel Service Inc. for great results and great people.

Northeast Security Bank loves working with small business owners just like Jim & Mary! With custom commercial financing, credit and debit cards, convenient online services, and business checking we have everything you need to turn your next business idea into reality.

“I like the friendly one-on-one relationship we experience there,” shared Mary.

Northeast Security Bank is proud to feature local small businesses in our monthly blog. If you or a business you know would like to be featured please contact Marcy Bergman at MBergman@northeastsecuritybank.com.

Featured Small Business: Fairbank Floor Covering Inc.

Posted on June 15th, 2016 in Small Business Feature by vgmforbin |

Small Business

Directly off of Main St. you’ll find Jerry & Lynn Plaster surveying new floor samples, and consulting with contractors on the various new materials. Owners of Fairbank Floor Covering Inc, both Jerry & Lynn enjoy helping their customers find the ideal flooring solution for their home or business.

Fairbank is becoming a catalyst for growing small businesses. As Lynn said, “Support your local businesses because they support the community!”

What an wonderful community Fairbank is! Filled with exciting festivities such as Fairbank Fundays, there are always community events to be a part of.

“People always come together to support one another in happiness and tragedy,” commented Lynn. For every local cause Fairbank is team, joining together to help make the community stronger each and every year.

The Plasters work with home owners and contractors throughout the local area to help match homes with their perfect products. With goods ranging from flooring, window treatments, installations and more, Fairbank Floor Covering Inc. has everything you’re looking for in your next home renovation.

Northeast Security Bank loves working with small business owners just like Jerry& Lynn! With custom commercial financing, credit and debit cards, convenient online services, and business checking we have everything you need to turn your next business idea into reality.

“They are the friendliest group – always willing to lend a friendly ear & give support,” Lynn shared.

Northeast Security Bank is proud to feature local small businesses in our monthly blog. If you or a business you know would like to be featured please contact Marcy Bergman at MBergman@northeastsecuritybank.com.

Fredericksburg’s 92nd Dairy Days & the Dos and Don’ts of Parades

Posted on June 1st, 2016 in Communities, General by vgmforbin |

Parade

Dairy Days will be here soon! With everything from baseball tournaments, cattle shows, fireworks, and more, Fredericksburg’s 92nd celebration is sure to be the highlight of your summer! Try these tips from Northeast Security Bank to make the most out of your Dairy Days parade experience this June! Whether you’re tossing candy to the crowd, or admiring the endless entries from the curb, this will be an event you won’t want to forget.

 

WATCHING THE PARADE

Park wisely. The parking challenge is inevitable, but you can help make it a little easier for others. DON’T: take up two parking spaces, park in driveways without receiving permission, park within 10 feet of curb corners, or park in front of water hydrants to be a good neighbor and avoid tickets!

Come prepared. You know to bring sunscreen and a blanket, but you can amp up your spectator arsenal further with these key items! DO: be sure to add small games for the kids (bubbles, cards, etc.), a route mapped to the nearest bathroom, a portable battery to charge your phone as you snap photos, ear plugs for sensitive ears, and wet wipes for sticky faces afterwards.

Bring the right food. Whether spectating or cheering, the ultimate parade day requires a lot of walking. To help keep your energy up pack a small bag with foods that keep well at any temperature, like peanut butter and jelly sandwiches, fruit, and granola bars. DON’T: bring coffee and sodas that can dehydrate you. DO: opt for water, fruit juice, or sports drinks in resealable containers to hydrate well and avoid spills.

 

WALKING IN THE PARADE

Fuel up ahead of time. Members of marching bands, dance crews, and other street performers need stamina to last long routes. DO: start drinking water the night before to keep hydrated, and drink a few extra glasses alongside a solid breakfast with plenty of carbs for energy.

Overshoot your throw. If you’re tossing out candy, your aim is crucial to prevent little ones from dodging into the street to pick up pieces that didn’t quite make it to the curb. DO: shoot to throw over the heads of participants rather than right at their feet. By the end of the parade, your arms will be so tired that the treats will end up curbside anyway.

Be careful with what you’re tossing. DO: go for chewy or hard candies that will withstand summer sun better than melty chocolate. DON’T: use candy containing nuts in consideration of parade goers with food allergies. Other soft giveaways like koozies and stress balls won’t hurt if they land on distracted attendees, but rethink items that might cause a little more damage, like pens or keychains.

With these tips, and some great summer sun, you’re sure to have a great time at the famous Dairy Days parade! But the parade isn’t the only fun you’ll experience, join in on the excitement during all the Dairy Days events June 7th and 8th.

 

 

Tuesday, June 7, 2016

1:00-6:00 Merriam’s Midway Attractions Reduced Priced Rides downtown Fredericksburg

11:00-6:00 Baseball Tournament

2:00pm Fredericksburg Fire Department Kids Waterball

4:30-6:30 F’burg Fire Dept. Pedal Tractor Pull at Football Field

6:00pm Car Cruz starting on South Jefferson near Kerry Foods

7:00pm Street Sports for Kids 13 and Under at Football Field

8:30pm Milking Contest at Softball Field

9:00pm Old Timer’s Softball Game

10:00pm Fireworks (Rain date Wednesday, June 8th)

 

Wednesday, June 8, 2016

7:00am Moo Run Walk – 5K/Run Walk (Country School House)

10:30am Parade featuring various attractions on Main Street

11:30am Methodist Church Chicken and Beef Noodle Dinner

12:00pm Buck Hollow Band Performance (Downtown Stage)

12:00pm Registration for Dairy Cattle Show (Fire Station)

12:00-3:00 Craft Vendor Fair Sponsored by Friends of the Library (Fredericksburg Community Center)

12:00-4:00 Free Caricature drawings by Blue Ribbon Caricatures

1:00-5:00 Free Face Painting by Amy Sharar

1:00-5:00 Zimmerman Mobile Zoo

1:00pm Marc Frana Band Performance (Downtown Stage)

1:00pm Dairy Cattle Show at Fire Station(registration at noon)

1:30pm Registration for Bill Riley Talent Show (Downtown Stage)

2:00pm Lion’s Club Cow Pie Bingo (Fire Station)

2:00pm Money in the Hay sponsored by NE Security Bank

2:00pm Bill Riley Talent Show at (Downtown Stage)

4:00pm “Fire Cow” Race sponsored Fredericksburg Fire Dept. (Mattke Park)

5:00-5:30 Expressions Dancer’s Performance (Downtown Stage)

5:30-6:00 Tae Kwon Do Group – Stacy Bendickson’s Group

6:00-6:30 Annie’s Dancers (Downtown Stage)

7:00pm Parade Featuring Various Attractions on Main Street

8:00pm Coronation Dairy Princess and Dairy Day Winners (Stage)

8:30pm Main Event: Dan Ladd Comedy Hypnosis Show (Stage)

Check stage area or contact a Dairy Day Board Member

 

Times Listed are Subject to Change

Featured Small Business: Fairbank Food Center

Posted on May 25th, 2016 in Small Business Feature by vgmforbin |

Small Business

Straight off of Main on Fourth Street sits the hub of the town, the Fairbank Food Center. Complete with everything from a sit-down deli, grocery store, and catering company, this culinary landmark makes getting your weekly necessities a delightful experience. Owners Dolan and Kristi Burreson offer all the staples citizens could want including hunting licenses, lottery tickets, and even dry cleaning drop-off!

Their hometown supermarket is open seven days a week from 7:30am to 8:00pm. On the rare holiday that they do choose to close the store, Kristi and Dolan are happy to lend a hand during emergency situations.

“One cold Christmas Day, which is the only day we are closed, our home phone rang where a Fairbank resident desperately needed an item; we met him at the store and saved the day! Small town living is amazing,” said Kristi.

With so many incredible aspects to appreciate, the Burresons say it’s the people that truly make this town such an incredible community to be a part of.

“We enjoy our one-on-one relationships with our customers, and also making their shopping experience pleasant. There is no better feeling than when a customer reminds you just how much you mean to them.”

As the summer begins to approach Fairbank will be filled with festive celebrations, but none more exciting than the famous Fairbank Days!

“The weather is warm, the community comes together for a town celebration and the friendship is amazing. Great memories are made!” commented Kristi. “There’s something unique about Fairbank that makes the town something all its own, but once you become a citizen you understand.”

“Come to Fairbank…live here…make good friends and memories…you won’t want to leave,” says Kristi.

Next time you’re in need of some delicious food, or any of their other countless items, stop by the Fairbank Food Center, and their helpful staff will make sure you’re taken care of!

Northeast Security Bank loves working with small business owners just like Dolan and Kristi! With custom commercial financing, credit and debit cards, convenient online services, and business checking we have everything you need to turn your next business idea into reality.

“My bank is always there for me! Every day. Loan deposits, change orders, cookies – my bank has everything I will ever need or want,” shared Kristi.

Northeast Security Bank is proud to feature local small businesses in our monthly blog. If you or a business you know would like to be featured please contact Marcy Bergman at MBergman@northeastsecuritybank.com.