NSB Blog

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The New Innovation Station at Northeast Security Bank

Posted on July 29th, 2015 in Bank Services by NSBblogger |
Northeast Security Bank’s Innovation Station is another way for us to make banking easier for you.

Northeast Security Bank’s Innovation Station is another way for us to make banking easier for you.

 

At Northeast Security Bank we are committed to providing our customers with the latest and greatest in banking technology. With these new and innovative technologies, it may be difficult to understand how to use all of these different technologies. We understand your difficulties, so we have opened an Innovation Station for people of all ages at our Innovation Station. (more…)

Tap, Snap, Deposit: New Addition to Mobile Banking

Posted on July 15th, 2015 in Mobile Banking by NSBblogger |
Northeast Security Bank hopes the Mobile Capture on our mobile app will improve your experience with using our banking services.

Northeast Security Bank hopes the Mobile Capture on our mobile app will improve your experience with using our banking services.

 

Northeast Security Bank strives to bring you the latest banking technology for your convenience. Our mobile app for smart phones allows you to check your balances, submit transfers and view transactions all in one convenient place. We always try to make our services better, so there has been an addition to our mobile banking application: Mobile Capture! (more…)

Wedding Day Expenses- Things to Expect When you’re a Guest

Posted on June 24th, 2015 in Communities, Savings, Travel by NSBblogger |

Beautiful wedding set up in Phuket Thailand

Getting invited to a wedding is an exciting opportunity to see friends you haven’t in a while and celebrate family and friends while they head into a new life journey. Northeast Security Bank hopes your experience as a guest at a wedding is exciting, but we also want to prepare your wallet for the potential costs associated with attending.

Wedding day expenses as a guest:

Out of town wedding– Prepare for the cost of booking a hotel. Hotel rooms can run anywhere from $75 a night to upwards of $200 per night. If you are heading to a town where you have relatives, don’t be afraid to give them a call and see if you can stay at their place. They would likely love to see you while you’re in the same area for a wedding.

Gift– When attending a wedding, it is proper etiquette to get a gift for the bride and groom. Wedding registries can easily be accessed online so you can budget for what gift you plan to give. There’s no need to go overboard and spend hundreds of dollars on a gift, it is more the thought that counts in wedding gift giving.

Drinks and tips– Depending on the wedding, be prepared for the possibility of having to pay for your own drinks. It is normal at a reception after the ceremony for the meal to be included, but drinks are not guaranteed. Be sure to have cash because most bars at weddings are cash bars. Don’t forget to tip the servers at the wedding as well.

Weddings are a fun and exciting experience, but don’t blow your weekend budget carelessly this summer during wedding season. Northeast Security Bank is here for your budget questions and financial needs. Contact us today to learn more about our services.

BBQ on a Budget

Posted on June 12th, 2015 in Entertaining by NSBblogger |

BBQ

Hosting a summer BBQ doesn’t mean you have to break the bank to impress your peers. Northeast Security Bank is bringing you tips and tricks for hosting a summer barbeque on a budget. You can easily entertain guests without breaking budget this summer with extravagant foods and drinks. Here are a few tips to save you money this summer if you plan to host a summer barbeque on a budget.

BBQ on a budget-

Less is more when it comes to meat– When having your friends over, they don’t expect you to provide steak and chicken for everyone. You can watch local grocer ads for sales on burgers, brats and hot dogs. If it’s a special event, you could ask everyone to chip in for more expensive meat like steak and chicken. Or have a party and make it clear to have everyone bring their own meat. If you have plans to make kabobs, add more grilled vegetables than meat to lessen the expense of meat.

Ask guests to bring sides– A potato salad or macaroni dish goes a long way when it comes to feeding a larger group of people. You could also ask your guests to bring a side dish to the barbeque to make the event less stressful on your wallet. If you do not want to have others bring sides to the party, you can easily find budget-friendly side dishes to make on Pinterest.

Utensils and plates– With a little bit of time and thought, you can stick within your budget when it comes to plates and utensils. If you’re comfortable, you can use the plates and utensils you already have on hand in your home. If you’re not comfortable with that, the local dollar stores have utensils and paper plates available in different colors and designs.

Northeast Security Bank wants your barbeque on a budget at your home to be a success, so stop in today to learn about our savings accounts and Find your Way Home Program.

How to Plan a Vacation without Breaking the Bank

Posted on May 27th, 2015 in Savings, Travel by NSBblogger |

With summer around the corner, you may consider planning a summer getaway for the family or just you and your spouse. Summer is an ideal time for travel because the weather is warmer and travel prices are a bit more reasonable, depending on when you decide to go. Northeast Security Bank has a few ideas on how to plan a vacation without breaking the bank.

Vacation on a budget:

  1. Set a budget. Before you consider going anywhere, be sure to have the money saved and decide how much you are willing to spend. If you have an idea of what kind of vacation you want to go on before you start the planning process, it will help you know how much money needs to be budgeted for the trip.
  2. Utilize online travel resources. The Internet is a great resource for deciding where to go, when to go and the best locations for the kind of trip you’re looking for. Sites like Cheap Caribbean, Home Away and Expedia can help you find less expensive accommodations. Each site is tailored to the destination you’re looking for. By using online resources, you can save time and money.
  3. Travel in a group. If you want to take the kids to the beach, ask other families if they would be interested in taking the trip as well. Splitting the cost with another family can make a difference in cost. You will also have more money to spend on fun activities.
  4. Consider being flexible with your dates. Flexible dates means that you are willing to change your trip dates to find a cheaper rate at a hotel or you may be able to upgrade to a better destination. Flexibility will enable you to stretch your budget.

Northeast Security Bank hopes you are able to plan a fun and relaxing vacation this year. Be sure to let us know if you have travel plans so we can monitor debit card activity more accurately.

 

 

Spring Cleaning to Save Money

Posted on May 13th, 2015 in Savings by NSBblogger |

cleaning equipment in a bucket isolated on white

The month of May brings blooming flowers and true signs of spring turning into summer. Although spring started in March, it is never too late to consider spring cleaning.

Spring cleaning can save you money if you take the time to clean out your closets, attic and basement of your home. You never know what you’ll find that could be worth money.

Clean out your closet to make quick cash. If you don’t want the work of a garage sale, then consignment stores and resale shops are your best bet for getting money from clothing. The best strategy for getting the most money from reselling clothing is to sell back clothes that are in season.

If you go through your closet and wish to get rid of some fall and winter clothes, store them away to sell before those seasons start. If you sell clothes that are in season and in style, you will likely get more than selling off season clothes.

Your basement is an ideal place to store old furniture or belongs that you don’t want lying around the house. Unfortunately, this pile of items just keeps adding up. Now is the time to look through this pile of old items and see what can be sold at a garage sale, on eBay or Craigslist. You may have antique collectibles that others would be interested in purchasing. Taking the time to clean out this area can help you make a little extra money.

Ditch the old electronics and trade them in for gift cards to various retailers. Bigger stores like Best Buy and online retail giant, Amazon offers gift cards for older iPads, laptops and cell phones. Check into these programs to see if your old electronics qualify for gift cards.

However you clean your home this spring, you may find something that can may be worth some money to help you boost your savings before the busy summer.

Northeast Security Bank is here for your personal and business banking needs. Contact us today to learn more about our services.

Get Active for Less

Posted on April 22nd, 2015 in Financial Tips by vgmforbin |
Leading a healthy and active life doesn't need to cost you a bundle. Find out how you can get fit for less!

Leading a healthy and active life doesn’t need to cost you a bundle. Find out how you can get fit for less!

Spring has finally arrived, which means you may be interested in getting in shape after the cold and long winter. Getting active doesn’t mean you have to spend a lot of money on doing so, there are plenty of free or low cost things you can do to be active.

At Northeast Security Bank, we want you to be healthy, both in body and finances. No need to throw away money on expensive gym memberships or expensive apparel. Here are a few alternatives to help you get active and fit for less!

Don’t Throw Away Money on Expensive Apparel

You need a good pair of shoes and quality socks, and that’s about it. Why overspend on high priced fitness apparel when you get the same workout no matter what you’re wearing? Regular t-shirts and shorts will do. If you are able to invest in a nice pair of shoes that last longer, you won’t have to pay two or three times for subpar shoes.

Walk or Run

Walking around the neighborhood or running on a local trail don’t cost a thing and are great options for everyone from kids through grandparents. You only need to dress for the weather, so put on your shoes and go.

Be More Active at Work

Are you seated most of the day at work? Make a point every hour to get up, stretch and walk around for five to 10 minutes (or whatever is allowed). If possible, try to get a workout in over your lunch. Anything you can do to break up the sitting, raise your heart rate and get your blood flowing is doing your body good.

Incorporate Your Whole Family

Getting the entire family active makes fitness a little more fun without necessarily increasing the costs of doing so. Family activities can be as simple as throwing around a Frisbee or ball or playing yard games. Anything that gets you on your feet and moving with your family will do!

Now that you have a few ideas for getting active for less, which will you try? However you approach your health and wellness goals this spring, we hope you stay safe and injury-free. If there’s anything Northeast Security Bank can do to help on your path to better health please don’t hesitate to ask. We hope to see you soon!

Financial Literacy Month: Little Known Financial Facts

financial analysis; checks, graphs, money, calculator

April is Financial Literacy Month and Northeast Security Bank wants to bring you little known financial facts. Today’s blog will provide interesting information that you probably didn’t know before. Northeast Security Bank is your hometown financial institution offering helpful banking information and financial services.

Little Known Financial Facts:

  1. You don’t have to use your bank’s ATM to deposit a check. As technology continues to advance, you no longer have to use only a Northeast Security Bank ATM to deposit a check. Remember this if you’re ever on the go and need to deposit the money into your account and you’re out of town.
  2. There are more benefits to the Friendship Club than just friendship. Besides making lifelong friends, the Friendship Club includes a wide array of amenities. From copying services to free debit/ATM cards, our Friendship Club is ideal for anyone 50 and older looking for a great group of people to be friends with.
  3. Online Banking can save you time. In the on-the-go world we live in, convenience can make life much simpler. Instead of having to go into the bank to transfer money between your accounts, you can use online banking from the comfort of your own home. It’s ideal for travel, living elsewhere for college, or for convenience.
  4. There is no federal law regulating what credit card companies can charge for interest. Before signing up for a new credit card, read the fine print to see what the interest rate is. Northeast Security Bank offers a Visa credit card. This card can be used anywhere and there’s no gimmicks.

Northeast Security Bank wants you to be financially literate throughout April and every month.  Come to us for your personal loan, mortgage and all banking needs. Contact us today to see how we can help you succeed financially.

Smart Ways to Use your Tax Return

Posted on March 25th, 2015 in Bank Services, Customer Service, General, IRAs by NSBblogger |

Hundred dollar bills, keyboard calculator and female hand on computer mouse.

It’s tax time again and you may have a tax return coming your way within a few short weeks. It may be tempting to splurge with your return money by going shopping or spending the money on unnecessary items. Although these options seem exciting, Northeast Security Bank has some realistic ways for you to spend your tax return money.

Smart ways to use your tax return:

  1. Build an emergency fund- whether or not your family already has an emergency fund, it’s never a bad idea to add more money to it. An emergency fund can help your family in any time of need. Keep the money in a money market account so it is easily accessible, yet still earning interest.
  2. Pay off credit card debt- credit cards typically carries higher interest rates, so it is best to make paying them off a priority. Paying your credit card off now can help you avoid paying hundreds of dollars in interest.
  3. Contribute extra to your retirement savings- it’s never a bad idea to contribute money to your future savings. The investment service professionals at Northeast Security Bank can help you decide what is best for your retirement savings.
  4. Save for a family vacation- a vacation is always well deserved, so why not start saving now? If you had plans to take the family to Disney World or the beach this summer and you’ve already booked it, pay some of your tax return towards the vacation.
  5. Pay a little extra on your mortgage- your tax return can help pay off the mortgage a little sooner than expected. You will save on interest whenever you contribute a little more to the mortgage payment.

Northeast Security Bank encourages you to responsibly spend your tax return. If you have questions about our investment services, savings accounts, or credit cards, contact us today.

Create your Own Luck of the Irish

Posted on March 14th, 2015 in Bank Services, Best Financial Advice, Financial Tips, General by NSBblogger |

 

Today is St. Patrick’s Day, a day that is typically for celebrating the Irish heritage and partying with green everything. Northeast Security Bank wants to put a twist on St. Patrick’s Day by bringing you tips on how to create your own luck of the Irish. Lush green four leaf clover on a white background

When it comes to money and savings, it takes more than luck to have a successful financial future. You can make your own luck when it comes to finances and we will show you how.

Create your own luck of the Irish:

  • Create a budget. There are many benefits to a budget that can make you feel lucky. Set a goal and a reason why you are going to have a budget. At the end of six to twelve months, you will have saved enough money to go do something you’ve always dreamed of. Take the family on vacation, make a down payment on a house, or upgrade your car.
  • Frequently contribute to a savings account. It’s hard to say when your family may need to fall back onto a savings account. When you frequently add to a savings account, you will feel lucky to have the money if you lose your job or need it in case of an emergency.
  • Build your retirement savings. The more money you add to a retirement account, the sooner you are able to retire. Now that is luck! Imagine if you are able to retire two years sooner by contributing a couple thousand dollars more each year. Not only is it smart to always build your retirement savings, there are tax advantages to doing so.

Northeast Security Bank hopes the luck of the Irish is with you this St. Patrick’s Day. Contact us today if you are ready to be smart with your money and build your savings or retirement fund.