The Steps to Home Ownership

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Posted on June 16th, 2017 in Home Buying, Mortgages, Personal Finances by vgmforbin |



Purchasing your new home can be a rollercoaster of a ride. At Northeast Security Bank we strive to make your journey to home ownership as simple and stress-free as possible. With our knowledgeable lenders and expert customer service, our team is here to help you find your family’s new home in the Decorah, Fairbank, Fredericksburg, and Sumner areas!

To assist in your upcoming home buying process, we’ve come up with these 13 steps to purchasing your NEW home – emotions and all!


Calculate the risks and rewards of home ownership.

Calculate Risks


Decide that you want to become a homeowner.

Be sure you want to buy.


Determine a budget that works best for your family.

Figure out your budget.


Work your tush off, and save a nest egg for your new home.

Work your tush off.


Get PRE-APPROVED for a mortgage before house hunting.

Get pre-approved for a mortgage.


Work with a licensed local realtor to look at homes in your area of choice.

Work with a Realtor.


Walkthrough as many homes as it takes to find that perfect fit.

Walk through several homes.


Choose an offer price with your realtor that keeps your options open.

Get the price right.


Negotiate the prices, closing costs, and appliances if needed.

Negotiate if needed.


Have your offer accepted!

Have your offer accepted.


Secure a mortgage with Northeast Security Bank.

Secure your mortgage.


CLOSE on your new home.

Close on your new home.


Make it your own.

Make it your own.


Did you know Northeast Security Bank is a part of the Des Moines HomeStart Program through the Federal Home Loan Bank? In conjunction with this partnership, our lenders are able to offer a unique opportunity for area home buyers, which allows them to apply for up to $7,500 in grant funds to assist in the purchase of their new home!

If you’re ready to start your home buying process, stop by your nearest Northeast Security Bank branch and speak with one of our trusted Mortgage Lenders!

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