It’s no secret: we are becoming a nation of online shoppers. Last year, consumers in the United States alone spent approximately $289 billion (yes, BILLION) on online purchases. However, convenience does come with risks. Hackers and other “e-criminals” have developed ways to dupe consumers into offering up credit card numbers, or have resorted to straight up stealing this information. Here’s how you can make sure you are making a safe and secure online transaction:
Hackers and other e-criminals will try pretty much anything to get your valuable personal information, so stay alert online
- Look for the “S”- when you begin the transaction process on a site, check the web address. If the address starts with “https” you know you are on a secure site. There should also be a padlock symbol somewhere in the browser window (location varies by web browser).
- Be selective with your clicks- those “funny pictures!” and “LOSE 10 POUNDS IN A WEEK!” ads may be phishing sites set up by hackers and scammers to steal your information.
- Safeguard your computer- if you can’t remember the last time you updated your security, it’s time to do so.
- Mix up your passwords- whether you enter your password into a website you frequent every time or have it stored, you need to update it regularly. Combine upper and lower case letters with numbers.
- Don’t use public Wi-Fi to shop- sure, buying a new pair of jeans or some shoes while you devour your Big Mac at McDonald’s may seem convenient. However, hackers can devour your information using the public Wi-Fi at restaurants, grocery stores and other public places. Wait until you are at home to shop.
No one wants to have their identity or personal information stolen. These tips can help you avoid the e-criminals out there whether you are purchasing anything from a dress to a TV or anything in between.
And with an Online Banking account through Northeast Security Bank you can easily track your finances and be assured your money is in good hands. Our staff is ready and willing to help, so feel free to call or come by any of our branches. We hope to see you soon!